Paradoxical.life · Fact sheet · Last verified 10 September 2026
What changes on 1 October 2026
For participants, families, coordinators. Not a substitute for the person’s plan, the Act, or legal advice.
01
1 October is not an eligibility change.
Access-criteria changes begin 1 January 2028. Existing participants are then reassessed over three years. Do not confuse a budget reset with being “kicked off the scheme”.
02
Who is hit on 1 October.
New plans and reassessments from 1 October 2026. Other participants: the same reset at plan renewal from 1 February 2027. If your plan is not being remade on 1 October, the clock may still be your next renewal.
03
The two percentages.
Social, civic and community participation budgets reduced by 50 per cent. Capacity-building daily-activity budgets (improved daily living skills) reduced by 10 per cent. These are the department’s own figures.
04
What the government says will not change.
Essential daily-living supports, employment supports, home and modifications, mobility, consumables, Specialist Disability Accommodation, and continuous 24-hour disability-related care. That is a claim about categories. It is not yet a completed national outcome study of anyone’s next plan.
05
The named substitute for community.
A $200 million Inclusive Communities Fund for community organisations, plus market reforms for group-based activity. A fund announcement is not the same as an accessible activity on your street.
06
Already in force (27 August 2026).
Unscheduled plan reassessments: only the participant, nominee or child representative, on a significant and ongoing change, on the correct form. NDIA has 90 days. Silence is treated as refusal, with review rights. Claim records: keep them three years.
07
1 December 2026 — 90 days to claim.
Claims must be made within 90 days of the support. Previously the window could run to two years. Families who invoice late, or cannot find a worker until the crisis has passed, will feel this as an administrative condition of disability.
08
1 February 2027 — unspent funds do not roll over.
Renewed plans are set at the assessed level, adjusted for current prices. Underspend because the market was thin is not the same as underspend because the need was gone.
09
Thriving Kids is 2028, and still being written.
From 1 January 2028, children aged eight and under with developmental delay and/or autism and low to moderate support needs are pointed at Thriving Kids. Children with permanent and significant disability, or substantially reduced functional capacity, remain eligible. The department still says design is being worked on with the states. A named program is not yet a specified substitute.
10
Much of the operational detail is still being written.
Functional-capacity thresholds: a Technical Advisory Group is to advise; the public number is not yet published. Automated-action instruments: to be published seven days before they start. Ministerial determinations to reduce specified participation funding remain a power, not yet an outcome study.
How to walk it
- Find the end date of the current plan, and whether a reassessment is already listed. That date is when the 1 October clock may apply to you.
- Ask the coordinator, in writing: which line items are social/civic/community participation, which are capacity-building daily activities, which are daily living, which are 24-hour care. Do not let a 50 per cent cut land on a line that was keeping someone fed, washed, or in the house.
- If function has changed — burnout, sleep collapse, school refusal, loss of informal support — do not wait for it to look like a clean capacity drop. Request an unscheduled reassessment on the correct form, as the participant, nominee or child representative.
- Diary the 90 days. Silence is treated as refusal. Review rights exist. Use them.
- From 1 December, claim within 90 days of the support. Do not sit on invoices.
- Keep records three years. The note, the invoice, the weather of the day, what was meant and what was written down.
- Do not treat a good twelve-minute call as the week. Take a pack that separates performance from function.
- Do not assume Thriving Kids, or the Inclusive Communities Fund, is a like-for-like replacement of individualised support. Ask what is actually bookable where you live.
- This is not legal advice. The person’s plan is the plan. A fact sheet is a map, not the territory.